Raiffeisen Bank Offer – A bright opportunity

Latest offer from Raiffeisen bank is really competitive in the consumer loan market.

Below are some details from the latest offer from Raiffeisen bank:

[Official Raiffeisen Bank product page in this link: http://www.raiffeisen.al/kredia_personale_301116/kredia_personale.html]

Are you ready for bigger things?

For the first time, starting from September 1, 2016 Raiffeisen Bank offers an incredible credit limit of up to 2,000,000 lek for Personal Loans by offering all its customers more opportunities by helping fulfil more of their needs and wishes.

A Personal Loan has specific features in manner to fulfill all the needs and wishes of the individuals that are employees of organizations and institutions, with verifiable incomes. If you think it’s time for changes in your life and you don’t have the financial capabilities, Raiffeisen Bank is your loyal partner always promoting new features meeting all our customers’ demands through Personal Loan.

We invite all our customers to benefit:

  1. Full financing of your investment
  2. Easy application procedures
  3. Up to: 84 months
  4. Loan amount: 100.000 – 2.000.000 ALL (the loan amount is based on the customer segment)
  5. No justifying loan purpose
  6. Very convenient monthly repayments
Loan Maturity Up to 7 years
Loan Amount

Interest Rate

Min: 100.000 leke – Max 2.000.000 leke (as per customers’ segment)

Fix IR* in LCY up to five years for all customers, including the customers not receiving their salary in RBAL:

  • Up to 1 year with 4.9%
  • Up to 2 years with 5.9%
  • Up to 3 years with 6.9%
  • Up to 4 years with 7.9%
  • Up to 5 years with 8.9%

*For all applications up to December 31, 2016!

After the fix period, the interest rate will be:

For Paga+ (Clients that withdraw the salary through RBAL): TRIBOR + 9.6%.

For Standard Customers (Clients that do not withdraw the salary through RBAL): TRIBOR + 11.6%.

*In cases when the Base Rate is negative, the bank will consider it 0 in the interest calculation.

Percentage of financing 100% of the expenditures value
Documents required – Personal Identity Document

– Family Certificate

– Income Declaration

*The Bank reserves the right to request additional documentation on case basis.

Collateral Not Required

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